It’s a lot if you’ve been hurt as a consequence of another driver’s carelessness, and the notion of going to trial to get the compensation you deserve may be daunting. You’ve been put in the tough situation of needing to reclaim your health and well-being, and the last thing you want to do is go to court.
However, the great majority of vehicle accident cases are resolved out of court, and if your case does go to trial, you may delegate the hard work to your skilled St. Petersburg car accident attorney.
The Foundation of Your Car Accident Claim
Every automobile accident has its own set of circumstances, yet every car accident claim contains the same essential building blocks, which include:
You were injured in an automobile accident caused by the carelessness of another motorist.
You file a claim under your own personal injury protection (PIP) plan.
If you have uninsured losses, you may seek further reimbursement from the at-fault driver’s insurance company.
You bargain with the insurance company for fair recompense.
You and the insurance company strike an agreement that you are both prepared to accept, or your claim may go to trial if the insurance company refuses to bargain in good faith.
Finally, it is in your best interests – as well as the best interests of your claim – to go through this procedure with the correct automobile accident attorney on your side.
Dispute Resolution with the Insurance Company
You will hear from the insurance rep assigned to your claim after submitting your claim with the at-fault party’s insurance carrier. This is where things may become complicated. Yes, the insurance company gets paid by the at-fault party’s policy to pay your losses, but it is also a for-profit business that is keen on increasing its revenues.
The insurance representative managing your case will request that you make an official statement on the accident that harmed you. It is vital to remember, however, that this representative is competent in obtaining remarks that support their stance while undermining yours (it is a well-honed skill set). The most essential thing to remember is that you are not obligated to submit a statement – and you would be better off letting your expert automobile accident attorney to speak on your behalf.
Offers for Early Settlement
Another favourite of many insurance companies is coming in with early settlement offers that don’t even come close to paying the full extent of the losses involved, but that attract desperate claimants who are seeing their medical expenses pile up and their wages drop. Never accept a settlement offer before consulting with a car accident attorney who is familiar with the circumstances of your claim.